River Capital Partners

How do I apply?

Simply send us a business plan or a summary of the business stating how much capital you need and what you want to use it for and we will get back to you to discuss the proposition and probably set up an initial meeting.

Will the fund take equity or provide a loan?

The Fund can actually take equity, a loan, both or provide a convertible loan. The investment mechanism we use will depend very much on the stage of development of your business, whether its generating revenue or not and our view of what best suites you.

What's the most the Angel Fund can raise?

Our largest deal to date has been an investment round where we invested £250,000 with additional capital from another investor of £100,000 on top of our investment. More normally our initial first investment will not exceed £150,000 however we can follow-on with further capital up to £1m in total, although this will be exceptional.

What's the minimum investment you will make?

The smallest investment we made last year was £10,000 and we can do this to assist a new-start business to get itself sorted put provided we can see the potential for growth and need for further capital.

Do I have to have the Business Angels as part of the deal?

We can provide links to other investors, Angels or institutions so you don't have to have an investor interested in you before you contact us. We can also invest on our own but will only do so if we think you need preparation before other investors will be interested in your business.

How long does the process take?

We conduct our investment appraisal with a lot of care however we work as rapidly as we can as we do understand you need to get on with your business. From enquiry to investment can around 10 weeks, slower if there are specific issues and if we have to market you to investors. A lot also depends on how well prepared you and your business are with the plan and information we will need behind the plan.

What should I include in a business plan?

There is not standard business plan and no real right answer to what should be in a business plan.

 However as a minimum, you should include:

 -      description of your proposition

-       information on you and your management team

-       details of the product/market/customers/competition

-       the future projection and potential of your company

-       the path to market for your services and/or products

-       the business model, how you make money

-       an estimate on the financial return you expect to provide investors

-       financial forecasts for the next 3-5 years

-       summary of the risks in the business and how you will manage them

-       your exit strategy for investors, how we get our money out.

 NOTE: this is not meant as an exhaustive or complete list.